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The Don’ts of Borrowing. As stated, credit ratings are made of five facets: re re payment history, credit utilization, period of credit rating, credit mix, and credit inquiries.

The Don’ts of Borrowing. As stated, credit ratings are made of five facets: re re payment history, credit utilization, period of credit rating, installment loans New York credit mix, and credit inquiries. Don’t Make Belated Repayments As mentioned, credit ratings...